Types of Debt

The attorneys at Littlefield Law Firm help clients with different types of debts, which can include:

  • Student Loan Debt
  • Consumer Debt
  • Mortgage Debt
  • Auto Loans
  • Purchase Money Loans for Furniture and Appliances
  • Medical Debt
  • Personal Loans
  • Payday Loans
  • Property Settlements in a Divorce
  • Child Support
  • Alimony

Attorney for Debt Discharged in Dallas, TX

The most important decision your bankruptcy lawyer will help you make is whether you should seek to discharge of all of your debts in bankruptcy.

An experienced bankruptcy attorney in Dallas, TX, at Littlefield Law Firm can help you determine whether the different types of debts can all be discharged in your Chapter 7 bankruptcy or whether you are better off seeking a Chapter 13 bankruptcy. 

Our firm represents clients in bankruptcy court throughout the greater Dallas area including in the Northern District of Texas at the Earle Cabell Federal Building in Dallas. We also represent clients in the US Bankruptcy Court for the Eastern District of Texas in Plano, TX.

Littlefield Law Firm is located in northern Dallas, TX, and we take cases throughout Dallas County, Collin County, Kaufman County, and Rockwall County. 

Call (972) 812-0900 to learn more about the bankruptcy option that is best for you.

Can Student Loan Debt be Discharged in Chapter 7 Bankruptcy?

When student loan debt has become an "undue hardship," there may be relief if the individual is filing under Chapter 7. The petitioner must file a separate document called a “Complaint to Determine Dischargeability.” During the proceeding in the United States Bankruptcy Court, our attorneys can show proof about why a court should grant the petition under 11 U.S.C. § 727. 

While the bankruptcy proceedings are pending, but before the adversary proceeding, our attorneys might be able to help you reach a settlement agreement with the student loan provider.

On the other hand, an experienced bankruptcy attorney can help you initiate an adversary proceeding seeking to discharge your student loans under 11 U.S.C. § 523(a)(8). 

In an adversary proceeding, a debtor may present evidence to the bankruptcy to show that repaying the student loan debt would be an undue hardship. If the judge finds your evidence of undue hardship convincing, the bankruptcy judge will issue a ruling that your student loans are dischargeable under section 523(a)(8).

Can a Divorce Property Settlement, Child Support or Alimony Be Discharged in Bankruptcy?

The passage of the Bankruptcy Reform Act of 1994 brought about extensive changes to the bankruptcy code including new provisions for dealing with property settlements, and child support and alimony orders in divorces.

The divorce amendments focused on whether debts arising out of property agreements made in connection with alimony and child support could be discharged in a bankruptcy action. The amendment also changed the definition of the term "debt for child support."

The term "debt for child support" refers to debts in Section 523(a)(5) for maintenance and support for a child. 11 U.S.C.A. § 101(12A) provides that debt for child support is exempt from being discharged.

This article was last updated on Friday, February 16, 2018.

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Meet Linda Littlefield
Linda Littlefield
Linda Littlefield